{"id":20905,"date":"2025-09-18T15:21:25","date_gmt":"2025-09-18T20:21:25","guid":{"rendered":"https:\/\/miituo.com\/blog\/?p=20905"},"modified":"2026-04-14T16:19:01","modified_gmt":"2026-04-14T22:19:01","slug":"que-son-montachoques-como-funcionan","status":"publish","type":"post","link":"https:\/\/miituo.com\/blog\/que-son-montachoques-como-funcionan\/","title":{"rendered":"Montachoques en M\u00e9xico: Qu\u00e9 son y C\u00f3mo Evitarlos"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndice de contenidos<\/p>\r\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/miituo.com\/blog\/que-son-montachoques-como-funcionan\/#%C2%BFQue_es_un_montachoques_en_Mexico\">\u00bfQu\u00e9 es un montachoques en M\u00e9xico?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/miituo.com\/blog\/que-son-montachoques-como-funcionan\/#Consejos_para_evitar_a_los_montachoques\">Consejos para evitar a los montachoques<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/miituo.com\/blog\/que-son-montachoques-como-funcionan\/#%C2%BFComo_trabajan_los_montachoques\">\u00bfC\u00f3mo trabajan los montachoques?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/miituo.com\/blog\/que-son-montachoques-como-funcionan\/#%C2%BFQue_hacer_si_soy_victima_de_montachoques\">\u00bfQu\u00e9 hacer si soy v\u00edctima de montachoques?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/miituo.com\/blog\/que-son-montachoques-como-funcionan\/#%C2%BFDonde_denunciar_montachoques\">\u00bfD\u00f3nde denunciar montachoques?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/miituo.com\/blog\/que-son-montachoques-como-funcionan\/#Cotizar_seguro_contra_montachoques\">Cotizar seguro contra montachoques<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/miituo.com\/blog\/que-son-montachoques-como-funcionan\/#%C2%BFUn_seguro_de_auto_me_cubre_de_los_montachoques\">\u00bfUn seguro de auto me cubre de los montachoques?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/miituo.com\/blog\/que-son-montachoques-como-funcionan\/#%C2%BFUn_seguro_por_km_me_cubre_de_los_montachoques\">\u00bfUn seguro por km me cubre de los montachoques?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/miituo.com\/blog\/que-son-montachoques-como-funcionan\/#%C2%BFComo_puedo_identificar_a_un_montachoque\">\u00bfC\u00f3mo puedo identificar a un montachoque?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/miituo.com\/blog\/que-son-montachoques-como-funcionan\/#%C2%BFmiituo_me_protege_de_los_montachoques\">\u00bfmiituo me protege de los montachoques?<\/a><\/li><\/ul><\/nav><\/div>\r\n\n<p><span style=\"font-weight: 400;\">\u00bfAlguna vez has o\u00eddo hablar de los montachoques? Son ciertos grupos delictivos en diferentes zonas del pa\u00eds, por eso aqu\u00ed te contamos qu\u00e9 son y te brindamos consejos para evitar ser v\u00edctima de ellos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">En <\/span><b>miituo blog<\/b><span style=\"font-weight: 400;\">, queremos que cuides tu carro en todo momento, por eso tenemos para ti el <\/span><a href=\"https:\/\/miituo.com\/blog\/mejor-seguro-de-auto\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">mejor seguro de auto<\/span><\/a><span style=\"font-weight: 400;\"> que se ajusta a tus necesidades.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">No olvides que una protecci\u00f3n vehicular es necesaria en este tipo de situaciones. Si a\u00fan no cuentas con una, te invitamos a conocer <\/span><b>miituo por km <\/b><span style=\"font-weight: 400;\">y de <\/span><b>pago fijo mensual<\/b><span style=\"font-weight: 400;\">. Te damos tarifas econ\u00f3micas y t\u00fa decides qu\u00e9 modalidad te conviene.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/miituo.com\/seguros\/cotiza-mejor-seguro-de-auto-miituo\" target=\"_blank\" rel=\"noopener\" data-type-link=\"\"><span style=\"font-weight: 400;\">\u00a1Cotiza aqu\u00ed!<\/span><\/a><\/p>\n    <section>\r\n        <div class=\"col-12 col-lg-7\">\r\n            <style>@import url(https:\/\/fonts.bunny.net\/css?family=lato:400,700);<\/style>\r\n<style>\r\n#_form_3_{font-size:14px;line-height:1.6;font-family:arial, helvetica, sans-serif;margin:0;box-shadow:0px 1px 13px 0px rgba(0, 0, 0, 0.3)}._form_hide{display:none;visibility:hidden}._form_show{display:block;visibility:visible}#_form_3_._form-top{top:0}#_form_3_._form-bottom{bottom:0}#_form_3_._form-left{left:0}#_form_3_._form-right{right:0}#_form_3_ input[type=\"text\"],#_form_3_ input[type=\"tel\"],#_form_3_ input[type=\"date\"],#_form_3_ textarea{padding:6px;height:auto;border:#979797 1px 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fieldset:last-child{margin-bottom:0}#_form_3_._inline-form ._form-content ._form-list-subscriptions-field legend{margin-bottom:1.1428571429em}#_form_3_._inline-form ._form-content ._form-list-subscriptions-field label{display:flex;align-items:flex-start;justify-content:flex-start;margin-bottom:0.8571428571em}#_form_3_._inline-form ._form-content ._form-list-subscriptions-field label:last-child{margin-bottom:0}#_form_3_._inline-form ._form-content ._form-list-subscriptions-field input{margin:0;margin-right:8px}#_form_3_._inline-form ._form-content ._form-list-subscriptions-field ._form-checkbox-option-label{display:block;font-weight:400;margin-top:-4px}#_form_3_._inline-form ._form-content ._form-list-subscriptions-field ._form-checkbox-option-label-with-description{display:block;font-weight:700;margin-top:-4px}#_form_3_._inline-form ._form-content ._form-list-subscriptions-field ._form-checkbox-option-description{margin:0;font-size:0.8571428571em}#_form_3_._inline-form ._form-content 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value=\"64b19707-1639-4c34-9050-08ad05d1f3dc\" \/>\r\n  <div class=\"_form-content\">\r\n    <div class=\"_form_element _x84286998 _full_width _clear\" >\r\n    <div class=\"_form-title\">\r\n        Te regalamos un E-book con los Tr\u00e1mites Vehiculares para evitar multas en CDMX y Edomex.  \u00a1Reg\u00edstrate aqu\u00ed!\r\n    <\/div>\r\n    <\/div>\r\n    <div class=\"_form_element _x57261345 _full_width \" >\r\n      <label for=\"fullname\" class=\"_form-label\">\r\n      <\/label>\r\n      <div class=\"_field-wrapper\">\r\n        <input type=\"text\" id=\"fullname\" name=\"fullname\" placeholder=\"Nombre*\" required\/>\r\n      <\/div>\r\n    <\/div>\r\n    <div class=\"_form_element _x08293226 _full_width \" >\r\n      <label for=\"email\" class=\"_form-label\">\r\n      <\/label>\r\n      <div class=\"_field-wrapper\">\r\n        <input type=\"text\" id=\"email\" name=\"email\" placeholder=\"Correo electr\u00f3nico*\" required\/>\r\n      <\/div>\r\n    <\/div>\r\n    <div class=\"_form_element _x35847760 _full_width \" >\r\n      <label for=\"field[1]\" class=\"_form-label\">\r\n        Estado\/Regi\u00f3n\r\n      <\/label>\r\n      <div class=\"_field-wrapper\">\r\n        <select name=\"field[1]\" id=\"field[1]\" >\r\n          <option selected>\r\n          <\/option>\r\n          <option value=\"AGUASCALIENTES\" >\r\n            AGUASCALIENTES\r\n          <\/option>\r\n          <option value=\"BAJA CALIFORNIA\" >\r\n            BAJA CALIFORNIA\r\n          <\/option>\r\n          <option value=\"BAJA CALIFORNIA SUR\" >\r\n            BAJA CALIFORNIA SUR\r\n          <\/option>\r\n          <option value=\"CAMPECHE\" >\r\n            CAMPECHE\r\n          <\/option>\r\n          <option value=\"CHIAPAS\" >\r\n            CHIAPAS\r\n          <\/option>\r\n          <option value=\"CHIHUAHUA\" >\r\n            CHIHUAHUA\r\n          <\/option>\r\n          <option value=\"CIUDAD DE MEXICO\" >\r\n            CIUDAD DE M\u00c9XICO\r\n          <\/option>\r\n          <option value=\"COAHUILA\" >\r\n            COAHUILA\r\n          <\/option>\r\n          <option value=\"COLIMA\" >\r\n            COLIMA\r\n          <\/option>\r\n          <option value=\"DURANGO\" >\r\n            DURANGO\r\n          <\/option>\r\n          <option value=\"ESTADO DE MEXICO\" >\r\n            ESTADO DE M\u00c9XICO\r\n          <\/option>\r\n          <option value=\"GUANAJUATO\" >\r\n            GUANAJUATO\r\n          <\/option>\r\n          <option value=\"GUERRERO\" >\r\n            GUERRERO\r\n          <\/option>\r\n          <option value=\"HIDALGO\" >\r\n            HIDALGO\r\n          <\/option>\r\n          <option value=\"JALISCO\" >\r\n            JALISCO\r\n          <\/option>\r\n          <option value=\"MICHOAC\u00c1N\" >\r\n            MICHOAC\u00c1N\r\n          <\/option>\r\n          <option value=\"MORELOS\" >\r\n            MORELOS\r\n          <\/option>\r\n          <option value=\"NAYARIT\" >\r\n            NAYARIT\r\n          <\/option>\r\n          <option value=\"NUEVO LE\u00d3N\" >\r\n            NUEVO LE\u00d3N\r\n          <\/option>\r\n          <option value=\"OAXACA\" >\r\n            OAXACA\r\n          <\/option>\r\n          <option value=\"PUEBLA\" >\r\n            PUEBLA\r\n          <\/option>\r\n          <option value=\"QUER\u00c9TARO\" >\r\n            QUER\u00c9TARO\r\n          <\/option>\r\n          <option value=\"QUINTANA ROO\" >\r\n            QUINTANA ROO\r\n          <\/option>\r\n          <option value=\"SAN LUIS POTOS\u00cd\" >\r\n            SAN LUIS POTOS\u00cd\r\n          <\/option>\r\n          <option value=\"SINALOA\" >\r\n            SINALOA\r\n          <\/option>\r\n          <option value=\"SONORA\" >\r\n            SONORA\r\n          <\/option>\r\n          <option value=\"TABASCO\" >\r\n            TABASCO\r\n          <\/option>\r\n          <option value=\"TAMAULIPAS\" >\r\n            TAMAULIPAS\r\n          <\/option>\r\n          <option value=\"TLAXCALA\" >\r\n            TLAXCALA\r\n          <\/option>\r\n          <option value=\"VERACRUZ\" >\r\n            VERACRUZ\r\n          <\/option>\r\n          <option value=\"YUCAT\u00c1N\" >\r\n            YUCAT\u00c1N\r\n          <\/option>\r\n          <option value=\"ZACATECAS\" >\r\n            ZACATECAS\r\n          <\/option>\r\n        <\/select>\r\n      <\/div>\r\n    <\/div>\r\n    <div class=\"_form_element _x20082777 _full_width _clear\" >\r\n      <div class=\"_html-code\">\r\n        Por favor, revisa tu correo  electr\u00f3nico para confirmar tu suscripci\u00f3n.\r\n      <\/div>\r\n      <\/div>\r\n    <div id=\"checkbox-acepto-wrapper\" style=\"display: flex; flex-direction: column; align-items: flex-start;\">\r\n    <div style=\"display: flex; align-items: center;\">\r\n        <input type=\"checkbox\" id=\"acepto\" name=\"acepto\" checked required>\r\n        <label for=\"acepto\" style=\"margin-left: 5px;\">Acepto t\u00e9rminos y condiciones<\/label>\r\n    <\/div>\r\n    <\/div>\r\n    <div class=\"_button-wrapper _full_width\">\r\n      <button id=\"_form_3_submit\" class=\"_submit\" type=\"submit\">\r\n        Enviar\r\n      <\/button>\r\n    <\/div>\r\n    <div class=\"_clear-element\">\r\n    <\/div>\r\n  <\/div>\r\n  <div class=\"_form-thank-you\" style=\"display:none;\">\r\n  <\/div>\r\n<\/form><script>\r\nwindow.cfields = {\"1\":\"estadoregin\"};\r\nwindow._show_thank_you = function(id, message, trackcmp_url, email) {\r\n    var form = document.getElementById('_form_' + id + '_'), thank_you = form.querySelector('._form-thank-you');\r\n    form.querySelector('._form-content').style.display = 'none';\r\n    thank_you.innerHTML = message;\r\n    thank_you.style.display = 'block';\r\n    const vgoAlias = typeof visitorGlobalObjectAlias === 'undefined' ? 'vgo' : visitorGlobalObjectAlias;\r\n    var visitorObject = window[vgoAlias];\r\n    if (email && typeof visitorObject !== 'undefined') {\r\n        visitorObject('setEmail', email);\r\n        visitorObject('update');\r\n    } else if (typeof(trackcmp_url) != 'undefined' && trackcmp_url) {\r\n        \/\/ Site tracking URL to use after inline form submission.\r\n        _load_script(trackcmp_url);\r\n    }\r\n    if (typeof window._form_callback !== 'undefined') window._form_callback(id);\r\n    thank_you.setAttribute('tabindex', '-1');\r\n    thank_you.focus();\r\n};\r\nwindow._show_unsubscribe = function(id, message, trackcmp_url, email) {\r\n    var form = document.getElementById('_form_' + id + '_'), unsub = form.querySelector('._form-thank-you');\r\n    var branding = form.querySelector('._form-branding');\r\n    if (branding) {\r\n        branding.style.display = 'none';\r\n    }\r\n    form.querySelector('._form-content').style.display = 'none';\r\n    unsub.style.display = 'block';\r\n    form.insertAdjacentHTML('afterend', message)\r\n    const vgoAlias = typeof visitorGlobalObjectAlias === 'undefined' ? 'vgo' : visitorGlobalObjectAlias;\r\n    var visitorObject = window[vgoAlias];\r\n    if (email && typeof visitorObject !== 'undefined') {\r\n        visitorObject('setEmail', email);\r\n        visitorObject('update');\r\n    } else if (typeof(trackcmp_url) != 'undefined' && trackcmp_url) {\r\n        \/\/ Site tracking URL to use after inline form submission.\r\n        _load_script(trackcmp_url);\r\n    }\r\n    if (typeof window._form_callback !== 'undefined') window._form_callback(id);\r\n};\r\nwindow._show_error = function(id, message, html) {\r\n    var form = document.getElementById('_form_' + id + '_'),\r\n        err = document.createElement('div'),\r\n        button = form.querySelector('button[type=\"submit\"]'),\r\n        old_error = form.querySelector('._form_error');\r\n    if (old_error) old_error.parentNode.removeChild(old_error);\r\n    err.innerHTML = message;\r\n    err.className = '_error-inner _form_error _no_arrow';\r\n    var wrapper = document.createElement('div');\r\n    wrapper.className = '_form-inner _show_be_error';\r\n    wrapper.appendChild(err);\r\n    button.parentNode.insertBefore(wrapper, button);\r\n    var submitButton = form.querySelector('[id^=\"_form\"][id$=\"_submit\"]');\r\n    submitButton.disabled = false;\r\n    submitButton.classList.remove('processing');\r\n    if (html) {\r\n        var div = document.createElement('div');\r\n        div.className = '_error-html';\r\n        div.innerHTML = html;\r\n        err.appendChild(div);\r\n    }\r\n};\r\nwindow._show_pc_confirmation = function(id, header, detail, show, email) {\r\n    var form = document.getElementById('_form_' + id + '_'), pc_confirmation = form.querySelector('._form-pc-confirmation');\r\n    if (pc_confirmation.style.display === 'none') {\r\n        form.querySelector('._form-content').style.display = 'none';\r\n        pc_confirmation.innerHTML = \"<div class='_form-title'>\" + header + \"<\/div>\" + \"<p>\" + detail + \"<\/p>\" +\r\n        \"<button class='_submit' id='hideButton'>Administrar preferencias<\/button>\";\r\n        pc_confirmation.style.display = 'block';\r\n        var mp = document.querySelector('input[name=\"mp\"]');\r\n        mp.value = '0';\r\n    } else {\r\n        form.querySelector('._form-content').style.display = 'inline';\r\n        pc_confirmation.style.display = 'none';\r\n    }\r\n\r\n    var hideButton = document.getElementById('hideButton');\r\n    \/\/ Add event listener to the button\r\n    hideButton.addEventListener('click', function() {\r\n        var submitButton = document.querySelector('#_form_3_submit');\r\n        submitButton.disabled = false;\r\n        submitButton.classList.remove('processing');\r\n        var mp = document.querySelector('input[name=\"mp\"]');\r\n        mp.value = '1';\r\n        const cacheBuster = new URL(window.location.href);\r\n        cacheBuster.searchParams.set('v', new Date().getTime());\r\n        window.location.href = cacheBuster.toString();\r\n    });\r\n\r\n    const vgoAlias = typeof visitorGlobalObjectAlias === 'undefined' ? 'vgo' : visitorGlobalObjectAlias;\r\n    var visitorObject = window[vgoAlias];\r\n    if (email && typeof visitorObject !== 'undefined') {\r\n        visitorObject('setEmail', email);\r\n        visitorObject('update');\r\n    } else if (typeof(trackcmp_url) != 'undefined' && trackcmp_url) {\r\n        \/\/ Site tracking URL to use after inline form submission.\r\n        _load_script(trackcmp_url);\r\n    }\r\n    if (typeof window._form_callback !== 'undefined') window._form_callback(id);\r\n};\r\nwindow._load_script = function(url, callback, isSubmit) {\r\n    var head = document.querySelector('head'), script = document.createElement('script'), r = false;\r\n    var submitButton = document.querySelector('#_form_3_submit');\r\n    script.charset = 'utf-8';\r\n    script.src = url;\r\n    if (callback) {\r\n        script.onload = script.onreadystatechange = function() {\r\n            if (!r && (!this.readyState || this.readyState == 'complete')) {\r\n                r = true;\r\n                callback();\r\n            }\r\n        };\r\n    }\r\n    script.onerror = function() {\r\n        if (isSubmit) {\r\n            if (script.src.length > 10000) {\r\n                _show_error(\"3\", \"Lo sentimos, ocurri\u00f3 un error con el env\u00edo. Acorta tus respuestas y vuelve a intentarlo.\");\r\n            } else {\r\n                _show_error(\"3\", \"Lo sentimos, ocurri\u00f3 un error con el env\u00edo. Vuelve a intentarlo.\");\r\n            }\r\n            submitButton.disabled = false;\r\n            submitButton.classList.remove('processing');\r\n        }\r\n    }\r\n\r\n    head.appendChild(script);\r\n};\r\n(function() {\r\n    var iti;\r\n    if (window.location.search.search(\"excludeform\") !== -1) return false;\r\n    var getCookie = function(name) {\r\n        var match = document.cookie.match(new RegExp('(^|; )' + name + '=([^;]+)'));\r\n        return match ? match[2] : localStorage.getItem(name);\r\n    }\r\n    var setCookie = function(name, value) {\r\n        var now = new Date();\r\n        var time = now.getTime();\r\n        var expireTime = time + 1000 * 60 * 60 * 24 * 365;\r\n        now.setTime(expireTime);\r\n        document.cookie = name + '=' + value + '; expires=' + now + ';path=\/; Secure; SameSite=Lax;';\r\n        localStorage.setItem(name, value);\r\n    }\r\n    var addEvent = function(element, event, func) {\r\n        if (element.addEventListener) {\r\n            element.addEventListener(event, func);\r\n        } else {\r\n            var oldFunc = element['on' + event];\r\n            element['on' + event] = function() {\r\n                oldFunc.apply(this, arguments);\r\n                func.apply(this, arguments);\r\n            };\r\n        }\r\n    }\r\n    var _removed = false;\r\n        var form_to_submit = document.getElementById('_form_3_');\r\n    var allInputs = form_to_submit.querySelectorAll('input, select, textarea'), tooltips = [], submitted = false;\r\n\r\n    var getUrlParam = function(name) {\r\n        if (name.toLowerCase() !== 'email') {\r\n            var params = new URLSearchParams(window.location.search);\r\n            return params.get(name) || false;\r\n        }\r\n        \/\/ email is a special case because a plus is valid in the email address\r\n        var qString = window.location.search;\r\n        if (!qString) {\r\n            return false;\r\n        }\r\n        var parameters = qString.substr(1).split('&');\r\n        for (var i = 0; i < parameters.length; i++) {\r\n            var parameter = parameters[i].split('=');\r\n            if (parameter[0].toLowerCase() === 'email') {\r\n                return parameter[1] === undefined ? true : decodeURIComponent(parameter[1]);\r\n            }\r\n        }\r\n        return false;\r\n    };\r\n\r\n    var acctDateFormat = \"%d\/%m\/%Y\";\r\n    var getNormalizedDate = function(date, acctFormat) {\r\n        var decodedDate = decodeURIComponent(date);\r\n        if (acctFormat && acctFormat.match(\/(%d|%e).*%m\/gi) !== null) {\r\n            return decodedDate.replace(\/(\\d{2}).*(\\d{2}).*(\\d{4})\/g, '$3-$2-$1');\r\n        } else if (Date.parse(decodedDate)) {\r\n            var dateObj = new Date(decodedDate);\r\n            var year = dateObj.getFullYear();\r\n            var month = dateObj.getMonth() + 1;\r\n            var day = dateObj.getDate();\r\n            return `${year}-${month < 10 ? `0${month}` : month}-${day < 10 ? `0${day}` : day}`;\r\n        }\r\n        return false;\r\n    };\r\n\r\n    var getNormalizedTime = function(time) {\r\n        var hour, minutes;\r\n        var decodedTime = decodeURIComponent(time);\r\n        var timeParts = Array.from(decodedTime.matchAll(\/(\\d{1,2}):(\\d{1,2})\\W*([AaPp][Mm])?\/gm))[0];\r\n        if (timeParts[3]) { \/\/ 12 hour format\r\n            var isPM = timeParts[3].toLowerCase() === 'pm';\r\n            if (isPM) {\r\n                hour = parseInt(timeParts[1]) === 12 ? '12' : `${parseInt(timeParts[1]) + 12}`;\r\n            } else {\r\n                hour = parseInt(timeParts[1]) === 12 ? '0' : timeParts[1];\r\n            }\r\n        } else { \/\/ 24 hour format\r\n            hour = timeParts[1];\r\n        }\r\n        var normalizedHour = parseInt(hour) < 10 ? `0${parseInt(hour)}` : hour;\r\n        var minutes = timeParts[2];\r\n        return `${normalizedHour}:${minutes}`;\r\n    };\r\n\r\n    for (var i = 0; i < allInputs.length; i++) {\r\n        var regexStr = \"field\\\\[(\\\\d+)\\\\]\";\r\n        var results = new RegExp(regexStr).exec(allInputs[i].name);\r\n        if (results != undefined) {\r\n            allInputs[i].dataset.name = allInputs[i].name.match(\/\\[time\\]$\/)\r\n                ? `${window.cfields[results[1]]}_time`\r\n                : window.cfields[results[1]];\r\n        } else {\r\n            allInputs[i].dataset.name = allInputs[i].name;\r\n        }\r\n        var fieldVal = getUrlParam(allInputs[i].dataset.name);\r\n\r\n        if (fieldVal) {\r\n            if (allInputs[i].dataset.autofill === \"false\") {\r\n                continue;\r\n            }\r\n            if (allInputs[i].type == \"radio\" || allInputs[i].type == \"checkbox\") {\r\n                if (allInputs[i].value == fieldVal) {\r\n                    allInputs[i].checked = true;\r\n                }\r\n            } else if (allInputs[i].type == \"date\") {\r\n                allInputs[i].value = getNormalizedDate(fieldVal, acctDateFormat);\r\n            } else if (allInputs[i].type == \"time\") {\r\n                allInputs[i].value = getNormalizedTime(fieldVal);\r\n            } else {\r\n                allInputs[i].value = fieldVal;\r\n            }\r\n        }\r\n    }\r\n\r\n    var remove_tooltips = function() {\r\n        for (var i = 0; i < tooltips.length; i++) {\r\n            tooltips[i].tip.parentNode.removeChild(tooltips[i].tip);\r\n        }\r\n        tooltips = [];\r\n    };\r\n    var remove_tooltip = function(elem) {\r\n        for (var i = 0; i < tooltips.length; i++) {\r\n            if (tooltips[i].elem === elem) {\r\n                tooltips[i].tip.parentNode.removeChild(tooltips[i].tip);\r\n                tooltips.splice(i, 1);\r\n                return;\r\n            }\r\n        }\r\n    };\r\n    var create_tooltip = function(elem, text) {\r\n        var tooltip = document.createElement('div'),\r\n            arrow = document.createElement('div'),\r\n            inner = document.createElement('div'), new_tooltip = {};\r\n        tooltip.id = `${elem.id}-error`;\r\n        tooltip.setAttribute('role', 'alert')\r\n        if (elem.type != 'radio' && (elem.type != 'checkbox' || elem.name === 'sms_consent')) {\r\n            tooltip.className = '_error';\r\n            arrow.className = '_error-arrow';\r\n            inner.className = '_error-inner';\r\n            inner.innerHTML = text;\r\n            tooltip.appendChild(arrow);\r\n            tooltip.appendChild(inner);\r\n            elem.parentNode.appendChild(tooltip);\r\n        } else {\r\n            tooltip.className = '_error-inner _no_arrow';\r\n            tooltip.innerHTML = text;\r\n            elem.parentNode.parentNode.appendChild(tooltip);\r\n            new_tooltip.no_arrow = true;\r\n        }\r\n        new_tooltip.tip = tooltip;\r\n        new_tooltip.elem = elem;\r\n        tooltips.push(new_tooltip);\r\n        return new_tooltip;\r\n    };\r\n    var resize_tooltip = function(tooltip) {\r\n        var rect = tooltip.elem.getBoundingClientRect();\r\n        var doc = document.documentElement,\r\n            scrollPosition = rect.top - ((window.pageYOffset || doc.scrollTop)  - (doc.clientTop || 0));\r\n        if (scrollPosition < 40) {\r\n            tooltip.tip.className = tooltip.tip.className.replace(\/ ?(_above|_below) ?\/g, '') + ' _below';\r\n        } else {\r\n            tooltip.tip.className = tooltip.tip.className.replace(\/ ?(_above|_below) ?\/g, '') + ' _above';\r\n        }\r\n    };\r\n    var resize_tooltips = function() {\r\n        if (_removed) return;\r\n        for (var i = 0; i < tooltips.length; i++) {\r\n            if (!tooltips[i].no_arrow) resize_tooltip(tooltips[i]);\r\n        }\r\n    };\r\n    var validate_field = function(elem, remove) {\r\n        var tooltip = null, value = elem.value, no_error = true;\r\n        remove ? remove_tooltip(elem) : false;\r\n        elem.removeAttribute('aria-invalid');\r\n        elem.removeAttribute('aria-describedby');\r\n        if (elem.type != 'checkbox') elem.className = elem.className.replace(\/ ?_has_error ?\/g, '');\r\n        if (elem.getAttribute('required') !== null) {\r\n            if (elem.type == 'radio' || (elem.type == 'checkbox' && \/any\/.test(elem.className))) {\r\n                var elems = form_to_submit.elements[elem.name];\r\n                if (!(elems instanceof NodeList || elems instanceof HTMLCollection) || elems.length <= 1) {\r\n                    no_error = elem.checked;\r\n                }\r\n                else {\r\n                    no_error = false;\r\n                    for (var i = 0; i < elems.length; i++) {\r\n                        if (elems[i].checked) no_error = true;\r\n                    }\r\n                }\r\n                if (!no_error) {\r\n                    tooltip = create_tooltip(elem, \"Seleccione una opci\u00f3n.\");\r\n                }\r\n            } else if (elem.type == 'checkbox') {\r\n                  no_error = elem.checked;\r\n                  elem.className = elem.className.replace(\/ ?_has_error ?\/g, '');\r\n\r\n                if (!no_error) {\r\n                    elem.className = elem.className + ' _has_error';\r\n                    tooltip = create_tooltip(elem, \"Este campo es obligatorio.\");\r\n                 }\r\n            } else if (elem.tagName == 'SELECT') {\r\n                var selected = true;\r\n                if (elem.multiple) {\r\n                    selected = false;\r\n                    for (var i = 0; i < elem.options.length; i++) {\r\n                        if (elem.options[i].selected) {\r\n                            selected = true;\r\n                            break;\r\n                        }\r\n                    }\r\n                } else {\r\n                    for (var i = 0; i < elem.options.length; i++) {\r\n                        if (elem.options[i].selected\r\n                            && (!elem.options[i].value\r\n                            || (elem.options[i].value.match(\/\\n\/g)))\r\n                        ) {\r\n                            selected = false;\r\n                        }\r\n                    }\r\n                }\r\n                if (!selected) {\r\n                    elem.className = elem.className + ' _has_error';\r\n                    no_error = false;\r\n                    tooltip = create_tooltip(elem, \"Seleccione una opci\u00f3n.\");\r\n                }\r\n            } else if (value === undefined || value === null || value === '') {\r\n                elem.className = elem.className + ' _has_error';\r\n                no_error = false;\r\n                tooltip = create_tooltip(elem, \"Este campo es obligatorio.\");\r\n            }\r\n        }\r\n        if (no_error && elem.name == 'email') {\r\n            if (!value.match(\/^[\\+_a-z0-9-'&=]+(\\.[\\+_a-z0-9-']+)*@[a-z0-9-]+(\\.[a-z0-9-]+)*(\\.[a-z]{2,})$\/i)) {\r\n                elem.className = elem.className + ' _has_error';\r\n                no_error = false;\r\n                tooltip = create_tooltip(elem, \"Introduzca una direcci\u00f3n de correo electr\u00f3nico v\u00e1lida.\");\r\n            }\r\n        }\r\n        if (no_error && (elem.id == 'phone')) {\r\n            if (elem.value.trim() && typeof iti != 'undefined' && !iti.isValidNumber()) {\r\n                elem.className = elem.className + ' _has_error';\r\n                no_error = false;\r\n                tooltip = create_tooltip(elem, \"Ingresa un n\u00famero de tel\u00e9fono v\u00e1lido.\");\r\n            }\r\n        }\r\n        if (no_error && \/date_field\/.test(elem.className)) {\r\n            if (!value.match(\/^\\d\\d\\d\\d-\\d\\d-\\d\\d$\/)) {\r\n                elem.className = elem.className + ' _has_error';\r\n                no_error = false;\r\n                tooltip = create_tooltip(elem, \"Introduzca una fecha v\u00e1lida.\");\r\n            }\r\n        }\r\n\r\n        if (no_error && elem.name === 'sms_consent') {\r\n            const phoneInput = document.getElementById('phone');\r\n            const consentRequired = phoneInput.attributes.required || phoneInput.value.length > 0;\r\n            const showError =  (consentRequired || !!elem.attributes.required) && !elem.checked;\r\n            if (showError) {\r\n                elem.className = elem.className + ' _has_error';\r\n                no_error = false;\r\n                tooltip = create_tooltip(elem, \"Marca esta casilla para continuar\");\r\n            } else {\r\n                elem.className = elem.className.replace(\/ ?_has_error ?\/g, '');\r\n            }\r\n        }\r\n        tooltip ? resize_tooltip(tooltip) : false;\r\n        if (!no_error && elem.hasAttribute('id')) {\r\n            elem.setAttribute('aria-invalid', 'true');\r\n            elem.setAttribute('aria-describedby', `${elem.id}-error`);\r\n        }\r\n        return no_error;\r\n    };\r\n    var needs_validate = function(el) {\r\n        if(el.getAttribute('required') !== null){\r\n            return true;\r\n        }\r\n        if((el.name === 'email' || el.id === 'phone' || el.id === 'sms_consent') && el.value !== \"\"){\r\n            return true;\r\n        }\r\n\r\n        return false;\r\n    };\r\n    var validate_form = function(e) {\r\n        var err = form_to_submit.querySelector('._form_error'), no_error = true;\r\n        if (!submitted) {\r\n            submitted = true;\r\n            for (var i = 0, len = allInputs.length; i < len; i++) {\r\n                var input = allInputs[i];\r\n                if (needs_validate(input)) {\r\n                    if (input.type == 'text' || input.type == 'number' || input.type == 'time' || input.type == 'tel') {\r\n                        addEvent(input, 'blur', function() {\r\n                            this.value = this.value.trim();\r\n                            validate_field(this, true);\r\n                        });\r\n                        addEvent(input, 'input', function() {\r\n                            validate_field(this, true);\r\n                        });\r\n                    } else if (input.type == 'radio' || input.type == 'checkbox') {\r\n                        (function(el) {\r\n                            function getElementsArray(name){\r\n                                const value =  form_to_submit.elements[name];\r\n                                if (Array.isArray(value)){\r\n                                    return value;\r\n                                }\r\n                                return [value];\r\n                            }\r\n                            var radios = getElementsArray(el.name);\r\n                            for (var i = 0; i < radios.length; i++) {\r\n                                addEvent(radios[i], 'change', function() {\r\n                                    validate_field(el, true);\r\n                                });\r\n                            }\r\n                        })(input);\r\n                    } else if (input.tagName == 'SELECT') {\r\n                        addEvent(input, 'change', function() {\r\n                            validate_field(this, true);\r\n                        });\r\n                    } else if (input.type == 'textarea'){\r\n                        addEvent(input, 'input', function() {\r\n                            validate_field(this, true);\r\n                        });\r\n                    }\r\n                }\r\n            }\r\n        }\r\n        remove_tooltips();\r\n        for (var i = 0, len = allInputs.length; i < len; i++) {\r\n            var elem = allInputs[i];\r\n            if (needs_validate(elem)) {\r\n                if (elem.tagName.toLowerCase() !== \"select\") {\r\n                    elem.value = elem.value.trim();\r\n                }\r\n                validate_field(elem) ? true : no_error = false;\r\n            }\r\n        }\r\n        if (!no_error && e) {\r\n            e.preventDefault();\r\n        }\r\n        if (!no_error) {\r\n            const firstFocusableError = form_to_submit.querySelector('._has_error:not([disabled])');\r\n            if (firstFocusableError && typeof firstFocusableError.focus === 'function') {\r\n                firstFocusableError.focus();\r\n            }\r\n        }\r\n        resize_tooltips();\r\n        return no_error;\r\n    };\r\n    addEvent(window, 'resize', resize_tooltips);\r\n    addEvent(window, 'scroll', resize_tooltips);\r\n\r\n    var _form_serialize = function(form){if(!form||form.nodeName!==\"FORM\"){return }var i,j,q=[];for(i=0;i<form.elements.length;i++){if(form.elements[i].name===\"\"){continue}switch(form.elements[i].nodeName){case\"INPUT\":switch(form.elements[i].type){case\"tel\":q.push(form.elements[i].name+\"=\"+encodeURIComponent(form.elements[i].previousSibling.querySelector('div.iti__selected-dial-code').innerText)+encodeURIComponent(\" \")+encodeURIComponent(form.elements[i].value));break;case\"text\":case\"number\":case\"date\":case\"time\":case\"hidden\":case\"password\":case\"button\":case\"reset\":case\"submit\":q.push(form.elements[i].name+\"=\"+encodeURIComponent(form.elements[i].value));break;case\"checkbox\":case\"radio\":if(form.elements[i].checked){q.push(form.elements[i].name+\"=\"+encodeURIComponent(form.elements[i].value))}break;case\"file\":break}break;case\"TEXTAREA\":q.push(form.elements[i].name+\"=\"+encodeURIComponent(form.elements[i].value));break;case\"SELECT\":switch(form.elements[i].type){case\"select-one\":q.push(form.elements[i].name+\"=\"+encodeURIComponent(form.elements[i].value));break;case\"select-multiple\":for(j=0;j<form.elements[i].options.length;j++){if(form.elements[i].options[j].selected){q.push(form.elements[i].name+\"=\"+encodeURIComponent(form.elements[i].options[j].value))}}break}break;case\"BUTTON\":switch(form.elements[i].type){case\"reset\":case\"submit\":case\"button\":q.push(form.elements[i].name+\"=\"+encodeURIComponent(form.elements[i].value));break}break}}return q.join(\"&\")};\r\n\r\n    const formSupportsPost = false;\r\n    var form_submit = function(e) {\r\n\r\n        e.preventDefault();\r\n        if (validate_form()) {\r\n            if(form_to_submit.querySelector('input[name=\"phone\"]') && typeof iti != 'undefined') {\r\n                form_to_submit.querySelector('input[name=\"phone\"]').value = iti.getNumber();\r\n            }\r\n            \/\/ use this trick to get the submit button & disable it using plain javascript\r\n            var submitButton = e.target.querySelector('#_form_3_submit');\r\n            submitButton.disabled = true;\r\n            submitButton.classList.add('processing');\r\n                    var serialized = _form_serialize(document.getElementById('_form_3_')).replace(\/%0A\/g, '\\\\n');\r\n            var err = form_to_submit.querySelector('._form_error');\r\n            err ? err.parentNode.removeChild(err) : false;\r\n            async function submitForm() {\r\n                var formData = new FormData();\r\n                const searchParams = new URLSearchParams(serialized);\r\n                searchParams.forEach((value, key) => {\r\n                    if (key !== 'hideButton') {\r\n                        formData.append(key, value);\r\n                    }\r\n                });\r\n                let request = {\r\n                    headers: {\r\n                        \"Accept\": \"application\/json\"\r\n                    },\r\n                    body: formData,\r\n                    method: \"POST\"\r\n                };\r\n\r\n                let pageUrlParams = new URLSearchParams(window.location.search);\r\n                if (pageUrlParams.has('t')) {\r\n                    request.headers.Authorization = 'Bearer ' + pageUrlParams.get('t');\r\n                }\r\n                const response = await fetch('https:\/\/miituo9777.activehosted.com\/proc.php?jsonp=true', request);\r\n\r\n                return response.json();\r\n            }\r\n            if (formSupportsPost) {\r\n                submitForm().then((data) => {\r\n                    eval(data.js);\r\n                }).catch(() => {\r\n                    _show_error(\"3\", \"Lo sentimos, ocurri\u00f3 un error con el env\u00edo. Vuelve a intentarlo.\");\r\n                });\r\n            } else {\r\n                _load_script('https:\/\/miituo9777.activehosted.com\/proc.php?' + serialized + '&jsonp=true', null, true);\r\n            }\r\n        }\r\n        return false;\r\n    };\r\n    addEvent(form_to_submit, 'submit', form_submit);\r\n})();\r\n\r\n<\/script>\r\n\r\n        <\/div>\r\n    <\/section>\r\n    \n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_un_montachoques_en_Mexico\"><\/span><span style=\"font-weight: 400;\">\u00bfQu\u00e9 es un montachoques en M\u00e9xico?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">En M\u00e9xico, un <\/span><b>montachoques<\/b><span style=\"font-weight: 400;\"> es el nombre popular que se le da a grupos o personas que <\/span><b>provocan accidentes de tr\u00e1nsito a prop\u00f3sito para extorsionar a los conductores<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">La forma m\u00e1s eficiente de evitar ser v\u00edctima de ellos es al contratar una p\u00f3liza de seguro para cuidar de tu carro, ya que en caso de sufrir un accidente, tendr\u00e1s coberturas que proteger\u00e1n tu coche de cualquier afectaci\u00f3n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Te recomendamos contratar una p\u00f3liza con nosotros, ya que adem\u00e1s de cuidar de tu carro puedes ahorrar, gracias a nuestro seguro por kil\u00f3metro puedes ahorrar hasta el 70% en tu cobertura.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/miituo.com\/seguros\/cotiza-mejor-seguro-de-auto-miituo\" target=\"_blank\" rel=\"noopener\" data-type-link=\"\"><span style=\"font-weight: 400;\">\u00a1Encuentra aqu\u00ed el costo de tu p\u00f3liza!<\/span><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Consejos_para_evitar_a_los_montachoques\"><\/span><span style=\"font-weight: 400;\">Consejos para evitar a los montachoques<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Algunos consejos para evitar ser afectado por los montachoques son:<\/span><\/p>\n<div style=\"overflow-x: auto;\">\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<p style=\"text-align: center;\"><b>Tips contra los montachoques<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mant\u00e9n distancia segura<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Guarda al menos <\/span><b>tres segundos<\/b><span style=\"font-weight: 400;\"> con el auto de adelante; aumenta en lluvia o poca visibilidad.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Conduce con calma y atento<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Evita distracciones (celular, maquillaje, comer) y respeta l\u00edmites de velocidad y se\u00f1ales.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Sospecha de maniobras raras<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Si alguien frena sin motivo o invade tu carril, reduce velocidad y al\u00e9jate.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Circula por avenidas seguras<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Prefiere v\u00edas bien iluminadas y con tr\u00e1nsito, evita calles solitarias.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Evita discusiones en la calle<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ante un choque sospechoso, no bajes en lugares inseguros; llama a tu aseguradora y espera al ajustador.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Usa c\u00e1maras (dash cam)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Contar con evidencia en video ayuda a evitar fraudes.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Revisa tu seguro<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Elige una p\u00f3liza que te respalde; si usas poco tu coche, un seguro por km como <\/span><b>miituo<\/b><span style=\"font-weight: 400;\"> es buena opci\u00f3n.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mant\u00e9n la calma si te intimidan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No entregues dinero; pide que llegue tr\u00e1nsito o tu ajustador para resolverlo legalmente.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><span style=\"font-weight: 400;\">Adem\u00e1s de esto, te recomendamos estar siempre atento a tu entorno, no te distraigas y ten tu vista puesta en el camino en todo momento.<\/span><\/p>\n<p><a href=\"https:\/\/miituo.com\/seguros\/cotiza-mejor-seguro-de-auto-miituo\" target=\"_blank\" rel=\"noopener\" data-type-banner=\"\"><img decoding=\"async\" class=\"desktop-banner alignnone wp-image-17427 size-large\" src=\"https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-desktop_1-1024x191.webp\" loading=\"lazy\" alt=\"Autos miituo\" width=\"1024\" height=\"191\" srcset=\"https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-desktop_1-1024x191.webp 1024w, https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-desktop_1-300x56.webp 300w, https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-desktop_1-768x143.webp 768w, https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-desktop_1.webp 1349w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/p>\n<p><a href=\"https:\/\/miituo.com\/seguros\/cotiza-mejor-seguro-de-auto-miituo\" target=\"_blank\" rel=\"noopener\" data-type-banner=\"\"><img decoding=\"async\" class=\"mobile-banner alignnone wp-image-17422 size-full\" src=\"https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-mobile_1.webp\" loading=\"lazy\" alt=\"Autos miituo mobile\" width=\"500\" height=\"281\" srcset=\"https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-mobile_1.webp 500w, https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-mobile_1-300x169.webp 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFComo_trabajan_los_montachoques\"><\/span><span style=\"font-weight: 400;\">\u00bfC\u00f3mo trabajan los montachoques?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Los montachoques trabajan de la siguiente manera:\u00a0<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Identifican v\u00edctimas potenciales: <\/b><span style=\"font-weight: 400;\">suelen seleccionar a personas conductoras que parecen ser vulnerables o desprevenidas.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Crean situaciones de riesgo<\/b><span style=\"font-weight: 400;\">: utilizan pr\u00e1cticas como frenar repentinamente o cambiar de carril abruptamente sin se\u00f1alar.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Provocan el incidente<\/b><span style=\"font-weight: 400;\">: Una vez que crean la situaci\u00f3n de peligro, esperan a que otro veh\u00edculo choque contra ellos. Su objetivo es simular que la culpa es del otro conductor.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Extorsi\u00f3n<\/b><span style=\"font-weight: 400;\">: despu\u00e9s del siniestro intentan convencer a la otra persona conductora de que acepte la culpa y que pague una indemnizaci\u00f3n para evitar problemas legales.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Manipulaci\u00f3n<\/b><span style=\"font-weight: 400;\">: en algunos casos los montachoques pueden tener c\u00f3mplices, estos act\u00faan como testigos falsos para respaldar su versi\u00f3n del<\/span> <a href=\"https:\/\/miituo.com\/blog\/que-hacer-en-caso-de-accidente-vehicular\/\" target=\"_blank\" rel=\"noopener\"><b>incidente vial<\/b><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Recuerda que lo m\u00e1s conveniente es tener un seguro de auto, de esta forma una vez ocurrido un accidente solo tienes que llamar a la aseguradora y solicitar un <\/span><a href=\"https:\/\/miituo.com\/blog\/ajustador-de-seguros\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">ajustador de seguros<\/span><\/a><span style=\"font-weight: 400;\">. Este ir\u00e1 al lugar de los hechos y evaluar\u00e1 la situaci\u00f3n, de ser necesario te brindar\u00e1 la asistencia legal que necesites (si es que cuentas con esta cobertura contratada).<\/span><\/p>\n<p><a href=\"https:\/\/miituo.com\/seguros\/cotiza-mejor-seguro-de-auto-miituo\" target=\"_blank\" rel=\"noopener\" data-type-link=\"\"><span style=\"font-weight: 400;\">\u00a1Contrata aqu\u00ed una opci\u00f3n de cobertura para ti!<\/span><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_hacer_si_soy_victima_de_montachoques\"><\/span><span style=\"font-weight: 400;\">\u00bfQu\u00e9 hacer si soy v\u00edctima de montachoques?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Si eres v\u00edctima de un montachoques en M\u00e9xico, te recomendamos seguir los siguientes pasos:\u00a0<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Mant\u00e9n la calma: <\/b><span style=\"font-weight: 400;\">no entres en conflicto ni en discusiones con las otras personas involucradas, pues la situaci\u00f3n puede tornarse violenta.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>No aceptes culpa ni negocies:<\/b><span style=\"font-weight: 400;\"> los montachoques suelen presionar para llegar a un acuerdo inmediato y sobre todo, buscan <\/span><b>pedir dinero en el lugar del siniestro<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Contacta a las autoridades de tr\u00e1nsito<\/b><span style=\"font-weight: 400;\">: llama al 911 o si tienes a la vista agentes de tr\u00e1nsito, ll\u00e1malos para que acudan al lugar del siniestro y que tomen cartas en el asunto.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Llama a tu aseguradora<\/b><span style=\"font-weight: 400;\">: notifica a tu compa\u00f1\u00eda de seguros sobre el accidente lo antes posible. Sigue sus instrucciones, <\/span><b>proporciona la informaci\u00f3n que se te pide<\/b><span style=\"font-weight: 400;\"> y coopera para la resoluci\u00f3n de los hechos.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Documenta la escena<\/b><span style=\"font-weight: 400;\">: toma fotograf\u00edas del evento, as\u00ed como de los veh\u00edculos involucrados y de <\/span><b>cualquier detalle relevante, <\/b><span style=\"font-weight: 400;\">incluso la posici\u00f3n de los coches y hasta se\u00f1ales de tr\u00e1nsito. Esto ser\u00e1 importante para tu defensa cuando llegue el <\/span><b>ajustador<\/b><span style=\"font-weight: 400;\">, pues podr\u00e1 determinar de manera correcta los hechos.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Informaci\u00f3n de testigos<\/b><span style=\"font-weight: 400;\">: si los hay aseg\u00farate de obtener sus nombres y n\u00fameros de contacto. Pueden ser una parte importante para respaldar tu versi\u00f3n.<\/span><\/li>\n<li><b>De ser necesario, denuncia el fraude<\/b><span style=\"font-weight: 400;\">: Si sospechas que has sido v\u00edctima de un montachoques organizado, considera hacer una denuncia formal ante las autoridades.<\/span><\/li>\n<\/ol>\n<p><img decoding=\"async\" class=\"alignnone wp-image-24924 size-large\" src=\"https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/06\/Montachoques-1024x721.webp\" loading=\"lazy\" alt=\"\" width=\"1024\" height=\"721\" srcset=\"https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/06\/Montachoques-1024x721.webp 1024w, https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/06\/Montachoques-300x211.webp 300w, https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/06\/Montachoques-768x541.webp 768w, https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/06\/Montachoques.webp 1130w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFDonde_denunciar_montachoques\"><\/span><span style=\"font-weight: 400;\">\u00bfD\u00f3nde denunciar montachoques?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Puedes denunciar a los montachoques llamando al 911. Sin embargo, como se trata de una provocaci\u00f3n de accidente, te recomendamos que llames a tu aseguradora para que te brinden apoyo.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Si a\u00fan no cuentas con un seguro de auto, te invitamos a conocer<\/span> <b>miituo seguros<\/b><span style=\"font-weight: 400;\">, somos una<\/span> <a href=\"https:\/\/miituo.com\/blog\/que-es-insurtech\/\" target=\"_blank\" rel=\"noopener\"><b>insurtech<\/b><\/a><span style=\"font-weight: 400;\"> respaldada por<\/span><a href=\"https:\/\/miituo.com\/blog\/seguros-atlas\/\" target=\"_blank\" rel=\"noopener\"> <b>Seguros Atlas<\/b><\/a><span style=\"font-weight: 400;\"> y tenemos para ti disponible la <\/span><b>modalidad por kil\u00f3metro<\/b><span style=\"font-weight: 400;\">, ideal si manejas poco tu coche durante el mes.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Por otro lado, contamos con un<\/span> <a href=\"https:\/\/miituo.com\/blog\/el-mejor-seguro-de-autos-conoce-pago-fijo-de-miituo\/\" target=\"_blank\" rel=\"noopener\"><b>sistema de pago fijo mensual<\/b><\/a><span style=\"font-weight: 400;\"> en caso de que recorras largas distancias. Con nosotros t\u00fa eliges y puedes monitorear tu p\u00f3liza desde nuestra<\/span> <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=miituo.com.miituo&amp;hl=es_MX&amp;gl=US\" target=\"_blank\" rel=\"noopener\"><b>app miituo<\/b><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">No lo pienses m\u00e1s e ingresa a nuestro cotizador para conocer el precio de una ocbertura para tu coche.<\/span><\/p>\n<p><a href=\"https:\/\/miituo.com\/seguros\/cotiza-mejor-seguro-de-auto-miituo\" target=\"_blank\" rel=\"noopener\" data-type-link=\"\"><span style=\"font-weight: 400;\">\u00a1Obt\u00e9n aqu\u00ed el costo de tu p\u00f3liza!<\/span><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cotizar_seguro_contra_montachoques\"><\/span><span style=\"font-weight: 400;\">Cotizar seguro contra montachoques<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Para <\/span><b>cotizar una p\u00f3liza contra montachoques<\/b><span style=\"font-weight: 400;\">, puedes seguir estos pasos:\u00a0<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/miituo.com\/seguros\/cotiza-mejor-seguro-de-auto-miituo\" target=\"_blank\" rel=\"noopener\" data-type-link=\"\"><span style=\"font-weight: 400;\">Da click aqu\u00ed<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Brinda los datos de tu auto como marca, submarca y a\u00f1o de fabricaci\u00f3n.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proporciona tus datos personales.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Revisa tu <\/span><b>tarifa correspondiente.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Elige la modalidad que m\u00e1s se adapte al uso que le das a tu carro, puede ser de <\/span><a href=\"https:\/\/www.youtube.com\/watch?v=iaWF9hWodEY\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">pago por km o pago fijo<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Descarga nuestra <\/span><b>app miituo<\/b><span style=\"font-weight: 400;\"> para registrar tu auto.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a1Listo! Obt\u00e9n tu <\/span><b>seguro 100% digital.\u00a0<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Si a\u00fan no tienes un seguro completo e integral, te invitamos a conocer <\/span><b>miituo<\/b><span style=\"font-weight: 400;\">, te cuidamos con <\/span><b>da\u00f1os a terceros por hasta $3 millones de pesos<\/b><span style=\"font-weight: 400;\">, protecci\u00f3n legal y con una resoluci\u00f3n de siniestros confiable.<\/span><\/p>\n<p><a href=\"https:\/\/miituo.com\/seguros\/cotiza-mejor-seguro-de-auto-miituo\" target=\"_blank\" rel=\"noopener\" data-type-link=\"\"><span style=\"font-weight: 400;\">\u00a1Obt\u00e9n aqu\u00ed el costo de tu p\u00f3liza!<\/span><\/a><\/p>\n<p><a href=\"https:\/\/miituo.com\/seguros\/cotiza-mejor-seguro-de-auto-miituo\" target=\"_blank\" rel=\"noopener\" data-type-banner=\"\"><img decoding=\"async\" class=\"desktop-banner banner-miituo alignnone wp-image-17427 size-large\" src=\"https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-desktop_1-1024x191.webp\" loading=\"lazy\" alt=\"Autos miituo\" width=\"1024\" height=\"191\" srcset=\"https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-desktop_1-1024x191.webp 1024w, https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-desktop_1-300x56.webp 300w, https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-desktop_1-768x143.webp 768w, https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-desktop_1.webp 1349w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/p>\n<p><a href=\"https:\/\/miituo.com\/seguros\/cotiza-mejor-seguro-de-auto-miituo\" target=\"_blank\" rel=\"noopener\" data-type-banner=\"\"><img decoding=\"async\" class=\"mobile-banner banner-miituo alignnone wp-image-17422 size-full\" src=\"https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-mobile_1.webp\" loading=\"lazy\" alt=\"Autos miituo mobile\" width=\"500\" height=\"281\" srcset=\"https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-mobile_1.webp 500w, https:\/\/miituo.com\/blog\/wp-content\/uploads\/2024\/02\/banner-blog-mobile_1-300x169.webp 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFUn_seguro_de_auto_me_cubre_de_los_montachoques\"><\/span><span style=\"font-weight: 400;\">\u00bfUn seguro de auto me cubre de los montachoques?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">S\u00ed, un <\/span><b>seguro de auto<\/b><span style=\"font-weight: 400;\"> tiene como principal funci\u00f3n respaldarte a ti y a tu veh\u00edculo en caso de cualquier<\/span> <a href=\"https:\/\/miituo.com\/blog\/que-hacer-en-caso-de-accidente-vehicular\/\" target=\"_blank\" rel=\"noopener\"><b>siniestro vial<\/b><\/a><span style=\"font-weight: 400;\">. En el caso de los montachoques, tu aseguradora se encargar\u00e1 de la situaci\u00f3n, por ello es tan importante contar con una<\/span> <a href=\"https:\/\/miituo.com\/blog\/poliza-de-seguro\/\" target=\"_blank\" rel=\"noopener\"><b>p\u00f3liza de seguro<\/b><\/a><span style=\"font-weight: 400;\"> vigente y confiable.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Si a\u00fan no cuentas con una protecci\u00f3n, conoce <\/span><b>miituo<\/b><span style=\"font-weight: 400;\">, te cuidamos con las siguientes coberturas:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Responsabilidad Civil en M\u00e9xico<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Protecci\u00f3n vial b\u00e1sica en Estados Unidos y Canad\u00e1\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/miituo.com\/blog\/gastos-medicos-ocupantes\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Gastos m\u00e9dicos a ocupantes<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/miituo.com\/blog\/asistencia-legal\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Asistencia legal<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/miituo.com\/blog\/cobertura-de-danos-materiales\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Da\u00f1os materiales<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/miituo.com\/blog\/asistencia-automovilistica\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Asistencia automovil\u00edstica<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/miituo.com\/blog\/seguro-asistencia-en-viajes\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Asistencia en viajes<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/miituo.com\/blog\/seguro-de-auto-de-danos-a-terceros\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Da\u00f1os a terceros<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/miituo.com\/blog\/robo-total-de-un-auto\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Robo total<\/span><\/a><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Recuerda que, si estas en busca de una protecci\u00f3n en espec\u00edfico, puedes consultar nuestros t\u00e9rminos y condiciones para confirmar su existencia.<\/span><\/p>\n<p><a href=\"https:\/\/miituo.com\/seguros\/cotiza-mejor-seguro-de-auto-miituo\" target=\"_blank\" rel=\"noopener\" data-type-link=\"\"><span style=\"font-weight: 400;\">\u00a1Adquiere aqu\u00ed un <\/span>seguro integral <span style=\"font-weight: 400;\">en cuesti\u00f3n de minutos!<\/span><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFUn_seguro_por_km_me_cubre_de_los_montachoques\"><\/span><span style=\"font-weight: 400;\">\u00bfUn seguro por km me cubre de los montachoques?\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">S\u00ed, una<\/span> <b>p\u00f3liza por km<\/b><span style=\"font-weight: 400;\"> te cubre de los montachoques. Este funciona de la misma manera que cualquier protecci\u00f3n vehicular, tiene la misi\u00f3n de<\/span> <a href=\"https:\/\/miituo.com\/blog\/conoce-y-cuida-tu-patrimonio\/\" target=\"_blank\" rel=\"noopener\"><b>respaldar tu patrimonio<\/b><\/a><span style=\"font-weight: 400;\"> y tu integridad durante un siniestro.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">La \u00fanica diferencia entre esta modalidad y un seguro tradicional es que solo pagas por lo que manejas, lo que es ideal si utilizas poco tu veh\u00edculo.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">En el caso de <\/span><b>miituo<\/b><span style=\"font-weight: 400;\">, te brindamos una <\/span><b>tarifa desde $0.19 centavos por km recorrido <\/b><span style=\"font-weight: 400;\">y si llegas a tener cualquier incidente, estaremos brind\u00e1ndote el apoyo que necesitas en todo momento.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/miituo.com\/seguros\/cotiza-mejor-seguro-de-auto-miituo\" target=\"_blank\" rel=\"noopener\" data-type-link=\"\"><span style=\"font-weight: 400;\">\u00a1Contrata ahora!<\/span><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFComo_puedo_identificar_a_un_montachoque\"><\/span><span style=\"font-weight: 400;\">\u00bfC\u00f3mo puedo identificar a un montachoque?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Aqu\u00ed te damos unos consejos para identificar a un montachoques:<\/span><\/p>\n<div style=\"overflow-x: auto;\">\n<table>\n<tbody>\n<tr>\n<td><b>Se\u00f1al de alerta<\/b><\/td>\n<td><b>C\u00f3mo act\u00faan<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Frenazos sin motivo<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Se te meten enfrente y frenan de golpe para provocar el choque.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Maniobras para encerrarte<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Cambian de carril y se colocan a tu lado o atr\u00e1s, buscando que los toques.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Reclamos exagerados<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Apenas ocurre el golpe, gritan o presionan para que les pagues \u201cen efectivo\u201d.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Evasi\u00f3n de autoridades<\/b><\/td>\n<td><span style=\"font-weight: 400;\">No quieren que llegue tr\u00e1nsito o tu ajustador; insisten en \u201carreglarse r\u00e1pido\u201d.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Veh\u00edculos deteriorados<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Suelen usar autos con golpes viejos o poco mantenimiento.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Pasajeros sospechosos<\/b><\/td>\n<td><span style=\"font-weight: 400;\">A veces viajan varios adultos, algunos fingen estar heridos para intimidar.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Zonas solitarias o sin c\u00e1maras<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Operan en calles poco iluminadas o con poco tr\u00e1nsito.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><span style=\"font-weight: 400;\">Adem\u00e1s te recomendamos <\/span><b>grabar todo<\/b><span style=\"font-weight: 400;\">, c<\/span><b>omun\u00edcate con tu aseguradora de inmediato<\/b><span style=\"font-weight: 400;\">\u00a0 y n<\/span><b>o firmes ni pagues nada sin asesor\u00eda<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Considera contratar un seguro de auto confiable con <\/span><b>miituo<\/b><span style=\"font-weight: 400;\">, que te respalda en este tipo de situaciones.<\/span><\/p>\n<p><a href=\"https:\/\/miituo.com\/seguros\/cotiza-mejor-seguro-de-auto-miituo\" target=\"_blank\" rel=\"noopener\" data-type-link=\"\"><span style=\"font-weight: 400;\">\u00a1Encuentra aqu\u00ed tu cobertura ideal!<\/span><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFmiituo_me_protege_de_los_montachoques\"><\/span><span style=\"font-weight: 400;\">\u00bfmiituo me protege de los montachoques?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">En <\/span><b>miituo <\/b><span style=\"font-weight: 400;\">te protegemos ante cualquier accidente vial, con protecci\u00f3n legal, gastos m\u00e9dicos y la mejor<\/span> <a href=\"https:\/\/miituo.com\/blog\/asistencia-automovilistica\/\" target=\"_blank\" rel=\"noopener\"><b>asistencia automovil\u00edstica<\/b><\/a><span style=\"font-weight: 400;\"> que incluye paso de corriente, servicio de gr\u00faa y env\u00edo de gasolina.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Conoce todas las<\/span> <a href=\"https:\/\/miituo.com\/blog\/coberturas-del-seguro-de-auto-miituo\/\" target=\"_blank\" rel=\"noopener\"><b>coberturas miituo<\/b><\/a><span style=\"font-weight: 400;\"> que tenemos para ti en cualquiera de nuestras dos modalidades.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">No olvides que brindamos la mejor atenci\u00f3n a nuestros clientes mediante una <\/span><b>p\u00f3liza integral 100% digital<\/b><span style=\"font-weight: 400;\">. Con nosotros es f\u00e1cil contratar y cancelar tu protecci\u00f3n vehicular en el momento que lo requieras.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">No esperes a vivir una situaci\u00f3n grave, como el encuentro con un montachoques, para empezar a cuidar de tu carro.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/miituo.com\/seguros\/cotiza-mejor-seguro-de-auto-miituo\" target=\"_blank\" rel=\"noopener\" data-type-link=\"\"><span style=\"font-weight: 400;\">\u00a1Contrata f\u00e1cil y r\u00e1pido tu protecci\u00f3n vehicular!<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Los montachoques son personas que se dedican a provocar incidentes de tr\u00e1fico con fines de extorsi\u00f3n, conoce c\u00f3mo operan y c\u00f3mo puedes evitarlos.<\/p>\n","protected":false},"author":30,"featured_media":24922,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[14],"tags":[],"class_list":["post-20905","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-autos"],"_links":{"self":[{"href":"https:\/\/miituo.com\/blog\/wp-json\/wp\/v2\/posts\/20905","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/miituo.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/miituo.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/miituo.com\/blog\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/miituo.com\/blog\/wp-json\/wp\/v2\/comments?post=20905"}],"version-history":[{"count":3,"href":"https:\/\/miituo.com\/blog\/wp-json\/wp\/v2\/posts\/20905\/revisions"}],"predecessor-version":[{"id":36281,"href":"https:\/\/miituo.com\/blog\/wp-json\/wp\/v2\/posts\/20905\/revisions\/36281"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/miituo.com\/blog\/wp-json\/wp\/v2\/media\/24922"}],"wp:attachment":[{"href":"https:\/\/miituo.com\/blog\/wp-json\/wp\/v2\/media?parent=20905"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/miituo.com\/blog\/wp-json\/wp\/v2\/categories?post=20905"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/miituo.com\/blog\/wp-json\/wp\/v2\/tags?post=20905"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}